Accept Payments instantlyPay anyone in a Minute
QChatPay provides a seamless, secure, and instant way to transfer money directly between bank accounts. Experience the next generation of online payments with confidence and ease.
- Bank-Grade Security
- Instant Settlement
- 1.3M+ Customers
Payment collection shouldn't cost you 3%.
The Cost Problem
Card machines take 2–3% and have monthly rental fees. We charge a flat 1%.
The Cash Problem
Waiting to count cash and handling change slows down your checkout. Get paid instantly to your phone.
The Customer Problem
Customers don't want to download another app just to pay you. With QChatPay, they don't have to.
One platform. Six easy ways to get paid.
SMS/Email Payment Links
Generate payment links directly from your Merchant Portal. Customers pay via SMS, WhatsApp, or Email in less than a minute.
Static QR Standee
Display your free QChatPay QR code. Customers scan, enter the amount, and pay.
POS Integration & Web POS
Add the QChatPay button to your existing billing system. Don't have one? Use our free Web POS.
E-Commerce Integration
Selling online? Add the QChatPay checkout button to your eCommerce website.
Cash on Delivery (COD)
Delivery drivers can generate and send a payment link directly at the customer's door.
Universal LankaQR
Customers can use our site to scan any of the 400,000+ existing LankaQR codes.
Approved by CBSL.
Secured by your bank.
3-Factor Authentication
We use 3-Factor Authentication (OTP + PIN + Device) for every transaction.
Zero Password Storage
QChatPay never sees or stores your bank passwords.
CBSL Registered
Officially registered with the Central Bank of Sri Lanka.
Bank-Backed Settlement
Settlement partner: Seylan Bank.
Bank-Level Security
Your money and data are protected with industry-leading encryption and strict regulatory compliance.
Start collecting payments in an hour. Not days.
No annual fees. No monthly fees. Easy onboarding. Just 1% per transaction.